To assist low-income individuals and families to acquire useful skills and knowledge, to gain new opportunities, and to achieve self-sufficiency.

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Budget/Income Management

Budget/credit counseling is the process of analyzing a client's complete financial situation, (debt, income, expenses, budget and balances) then determining the available options, given the client's situation and available resources.  The counselor then helps the client weigh their options so that they can make educated and informed decisions about the courses of action available to them.

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